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	<title>Comments for AwfulFinance.com</title>
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	<link>http://www.awfulfinance.com</link>
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	<lastBuildDate>Sat, 28 May 2011 17:44:24 +0000</lastBuildDate>
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		<title>Comment on Boycott the oil boycotts by Louis Motterham</title>
		<link>http://www.awfulfinance.com/boycott-the-oil-boycotts/#comment-27</link>
		<dc:creator>Louis Motterham</dc:creator>
		<pubDate>Sat, 28 May 2011 17:44:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.awfulfinance.com/?p=448#comment-27</guid>
		<description>That burger sure does look tasty. Despite the oil businesses shortcomings I must say prices appear to be dropping in many of the US states; good blog. Keep it up!</description>
		<content:encoded><![CDATA[<p>That burger sure does look tasty. Despite the oil businesses shortcomings I must say prices appear to be dropping in many of the US states; good blog. Keep it up!</p>
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		<title>Comment on Boycott the oil boycotts by wtzlprmf</title>
		<link>http://www.awfulfinance.com/boycott-the-oil-boycotts/#comment-25</link>
		<dc:creator>wtzlprmf</dc:creator>
		<pubDate>Tue, 03 May 2011 20:29:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.awfulfinance.com/?p=448#comment-25</guid>
		<description>I think that Snopes has been infiltrated by the US Government and is in on the fake moonlanding.</description>
		<content:encoded><![CDATA[<p>I think that Snopes has been infiltrated by the US Government and is in on the fake moonlanding.</p>
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		<title>Comment on Anatomy of a Craiglist scam by admin</title>
		<link>http://www.awfulfinance.com/anatomy-of-a-craiglist-scam/#comment-21</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Sat, 02 Apr 2011 22:06:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.awfulfinance.com/?p=408#comment-21</guid>
		<description>Yes, that was a fake Paypal email to me sent by the scammer. That&#039;s why I should log into paypal.com (NOT click a link in the email) and verify the payment that way.</description>
		<content:encoded><![CDATA[<p>Yes, that was a fake Paypal email to me sent by the scammer. That&#8217;s why I should log into paypal.com (NOT click a link in the email) and verify the payment that way.</p>
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		<title>Comment on Anatomy of a Craiglist scam by Mary-Dean Phifer</title>
		<link>http://www.awfulfinance.com/anatomy-of-a-craiglist-scam/#comment-20</link>
		<dc:creator>Mary-Dean Phifer</dc:creator>
		<pubDate>Sat, 02 Apr 2011 19:15:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.awfulfinance.com/?p=408#comment-20</guid>
		<description>Was the &quot;PayPal&quot; form to you a fake? It certainly looks valid. I love your humor in all your posts!! Looking forward to the next issue.</description>
		<content:encoded><![CDATA[<p>Was the &#8220;PayPal&#8221; form to you a fake? It certainly looks valid. I love your humor in all your posts!! Looking forward to the next issue.</p>
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		<title>Comment on Credit Card &#8220;Rewards&#8221;, or, Why I&#8217;m Mean to Future Sam by Mary-Dean Phifer</title>
		<link>http://www.awfulfinance.com/credit-card-rewards-or-why-im-mean-to-future-sam/#comment-16</link>
		<dc:creator>Mary-Dean Phifer</dc:creator>
		<pubDate>Wed, 16 Mar 2011 13:23:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.awfulfinance.com/?p=361#comment-16</guid>
		<description>Great post, Sam, and, yes, I realized this several years ago when Kohl&#039;s would only give me a huge discount (I get these in the mail) if I put the purchases on my Kohl&#039;s credit card... because????  because, of course, if I get a discount AND put it on my Kohl&#039;s credit card, I will buy MORE, and MORE!!  Soooooo, I don&#039;t even like to shop there because of this. I only use a credit card when I order something online - and then I deduct that much from my checking account and hold it for that payment.</description>
		<content:encoded><![CDATA[<p>Great post, Sam, and, yes, I realized this several years ago when Kohl&#8217;s would only give me a huge discount (I get these in the mail) if I put the purchases on my Kohl&#8217;s credit card&#8230; because????  because, of course, if I get a discount AND put it on my Kohl&#8217;s credit card, I will buy MORE, and MORE!!  Soooooo, I don&#8217;t even like to shop there because of this. I only use a credit card when I order something online &#8211; and then I deduct that much from my checking account and hold it for that payment.</p>
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		<title>Comment on Credit Card &#8220;Rewards&#8221;, or, Why I&#8217;m Mean to Future Sam by SaraNewt</title>
		<link>http://www.awfulfinance.com/credit-card-rewards-or-why-im-mean-to-future-sam/#comment-15</link>
		<dc:creator>SaraNewt</dc:creator>
		<pubDate>Wed, 16 Mar 2011 12:47:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.awfulfinance.com/?p=361#comment-15</guid>
		<description>Wow -- 100% MORE??  Studies through the ClemsonLIFE program have proven that folks who are mentally challenged can understand the value and meaning of actual money....while even debit cards don&#039;t make a lick of sense, so maybe that&#039;s more prevalent amongst all of us than we care to admit. And it seems like all the big personal finance programs espouse the good old envelope-with-divvied-out-cash method as the only way to truly understand your finances. Me? I&#039;m more likely to buy $1.50 coffee everyday (and maybe a cookie thrown in for good measure) when I have cash....after all, it&#039;s ONLY a buck or two (instead of swiping my credit card, which feels expensive). And, yes, I did just sign up for a rewards card...

Part of it is also the value of what you&#039;re getting -- when I use cash I tend to go for the cheapest thing overall (the coffee mentioned above) instead of what&#039;s actually BEST for me (the $5 bag of fruit or veggies), so there&#039;s a balance.</description>
		<content:encoded><![CDATA[<p>Wow &#8212; 100% MORE??  Studies through the ClemsonLIFE program have proven that folks who are mentally challenged can understand the value and meaning of actual money&#8230;.while even debit cards don&#8217;t make a lick of sense, so maybe that&#8217;s more prevalent amongst all of us than we care to admit. And it seems like all the big personal finance programs espouse the good old envelope-with-divvied-out-cash method as the only way to truly understand your finances. Me? I&#8217;m more likely to buy $1.50 coffee everyday (and maybe a cookie thrown in for good measure) when I have cash&#8230;.after all, it&#8217;s ONLY a buck or two (instead of swiping my credit card, which feels expensive). And, yes, I did just sign up for a rewards card&#8230;</p>
<p>Part of it is also the value of what you&#8217;re getting &#8212; when I use cash I tend to go for the cheapest thing overall (the coffee mentioned above) instead of what&#8217;s actually BEST for me (the $5 bag of fruit or veggies), so there&#8217;s a balance.</p>
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		<title>Comment on Why I&#8217;m dumb and you are, too by admin</title>
		<link>http://www.awfulfinance.com/why-im-dumb-and-you-are-too/#comment-14</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Wed, 09 Mar 2011 20:24:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.awfulfinance.com/?p=316#comment-14</guid>
		<description>Thanks Sara. Maybe at some point I will cross over to where my posts waste more combined time for those reading it than it took me to write...but I&#039;m not there yet.</description>
		<content:encoded><![CDATA[<p>Thanks Sara. Maybe at some point I will cross over to where my posts waste more combined time for those reading it than it took me to write&#8230;but I&#8217;m not there yet.</p>
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		<title>Comment on Why I&#8217;m dumb and you are, too by SaraNewt</title>
		<link>http://www.awfulfinance.com/why-im-dumb-and-you-are-too/#comment-13</link>
		<dc:creator>SaraNewt</dc:creator>
		<pubDate>Wed, 09 Mar 2011 17:40:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.awfulfinance.com/?p=316#comment-13</guid>
		<description>Awesome post -- incredibly long, but very educational to those of us who are wasting time at work. Lots of good content to digest. I particularly like the authority bias....you mean they&#039;re not in their job to actually help me make my own money?!?</description>
		<content:encoded><![CDATA[<p>Awesome post &#8212; incredibly long, but very educational to those of us who are wasting time at work. Lots of good content to digest. I particularly like the authority bias&#8230;.you mean they&#8217;re not in their job to actually help me make my own money?!?</p>
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		<title>Comment on Book Review &#8211; &#8220;The Four Pillars Of Investing&#8221; by Why I&#8217;m dumb and you are, too at AwfulFinance.com</title>
		<link>http://www.awfulfinance.com/book-review-the-four-pillars-of-investing/#comment-12</link>
		<dc:creator>Why I&#8217;m dumb and you are, too at AwfulFinance.com</dc:creator>
		<pubDate>Tue, 08 Mar 2011 16:52:39 +0000</pubDate>
		<guid isPermaLink="false">http://samsanders.net/blog/?p=120#comment-12</guid>
		<description>[...] my review of the book &#8220;The Four Pillars Of Investing&#8221;, I touched on the author&#8217;s comments [...]</description>
		<content:encoded><![CDATA[<p>[...] my review of the book &#8220;The Four Pillars Of Investing&#8221;, I touched on the author&#8217;s comments [...]</p>
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		<title>Comment on Diving into peer-to-peer lending with Prosper and LendingClub by admin</title>
		<link>http://www.awfulfinance.com/diving-into-peer-to-peer-lending-with-prosper-and-lendingclub/#comment-10</link>
		<dc:creator>admin</dc:creator>
		<pubDate>Tue, 01 Mar 2011 17:58:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.awfulfinance.com/?p=220#comment-10</guid>
		<description>I&#039;ll keep you posted. I&#039;d be happy with 7-8% returns.</description>
		<content:encoded><![CDATA[<p>I&#8217;ll keep you posted. I&#8217;d be happy with 7-8% returns.</p>
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